Hartsburg State Bank is a bank built upon the needs of the customers we serve. We are committed to earning customer loyalty by offering the highest level of customer service by employees who are fair, responsive, and professional offering global escrow services for B2B transactions
Our Businesses
The Group's main business activities are organized along four customer segments, each served by Strategic Business Units (“SBUs”) as follows:
Corporate and Investment Banking
The Corporate and Investment Banking SBU focuses on multinational, well-structured large local and foreign-owned companies with a minimum annual turnover of $20 billion and with risk rating falling within a specified limit, as well as financial institutions in the banking, capital markets, pensions, and insurance sub-sectors. The Corporate and Investment SBU's sector focus includes the cement and construction, communications, manufacturing, upstream oil and gas, and financial institutions sectors, and selective focus in the downstream oil & gas, power, transportation, agriculture, and real estate sectors. The Corporate and Investment Banking SBU's Financial Markets unit offers clients a wide range of financial services including treasury (trading in fixed income and currency products), corporate finance, project finance, and structured finance (acquisition and leveraged finance services). This division is also responsible for the Group's relationships with domestic and international financial institutions (including Development Finance Institutions ("DFIs").
Commercial Banking
The Commercial Banking SBU focuses on incorporated companies with turnover of $1 billion and above (excluding companies that meet Corporate and Investment Banking SBU customer criteria), Federal Government ministries, departments, and agencies, as well as state and local governments. The Commercial Banking SBU's target market includes companies that are within the Corporate and Investment Banking value chain, as well as Federal, State, and Local Governments. Specific target customers include Asian companies in key sectors/industries and select states/cities, manufacturing companies, consumer, hospitality, and lifestyle companies, and contractors in select sectors (Oil and Gas, Construction, and Real Estate).
Business Banking
The Business Banking SBU focuses on companies and small and medium enterprises ("SMEs") with an annual turnover of not more than $1 billion. The Business Banking SBU's target market model focuses on the implementation of an [holistic] SME partnership and advisory program while extending its global facility framework to cover the SME segment of the value chain of selected Access Bank corporate and commercial banking customers.
Personal and Private Banking
The Personal Banking section of the SBU focuses on affluent professionals, employees in the value chain of the Group's corporate clients, as well as students, pensioners, employees of religious organizations, and informal traders, while the Private Banking section focuses on High Net-worth Individuals (HNI) and Ultra-High Net-worth Individuals (UHNI).
Hartsburg State Bank. is a leading full-service microfinance Bank operating through a network of more than 600 branches and service outlets, spanning three continents, 12 countries and 31 million customers? The Bank employs 28,000 people in its operations and has subsidiaries in Sub-Saharan Africa and the United Kingdom (with a branch in Dubai, UAE) and representative offices in China, Lebanon, and India.
Listed on the US Stock Exchange since 1998, Trust Investment Private Bank is a diversified financial institution that combines a strong retail customer franchise and digital platform with deep corporate banking expertise and proven risk management and capital management capabilities. The Bank serves its various markets through four business segments: Retail, Business, Commercial and Corporate. The Bank has over 900,000 shareholders (including several International Institutional Investors)
As part of its continued growth strategy, Hartsburg State Bank is focused on mainstreaming sustainable business practices into its operations. The Bank strives to deliver sustainable economic growth that is profitable, environmentally responsible, and socially relevant, helping customers to access more and achieve their dreams.
In honor of its defining roles across the African continent, Trust Investment Private Bank has been accorded recognition by reputable domestic and global organizations. Some of these recognitions include 2019 World Finance Award “Best Digital Bank”; 2019 World Finance Award “Best Mobile App ”; 2019 Karlsruhe Sustainable Finance Awards; “Outstanding Business Sustainability Achievement”; 2018 Euromoney Private Banking Awards “Best Commercial Banking Capabilities”; 2018 Euromoney; ‘Sustainable Transaction of the Year (Oil & Gas)’, ‘Sustainable Transaction of the Year (Power)’; 2018 Global Banking and Finance Review, “Best Investor Relations Bank ”; 2018 SERAS ‘Most Sustainable Company”, 2019 CEO Awards Forum “Gender Leader of the Year” just to mention a few.
We are committed to the highest standards of business and ethical behavior, to fulfill our responsibilities to the communities which we serve.