Our Company

Our Businesses

The Group's main business activities are organized along four customer segments, each served by Strategic Business Units (“SBUs”) as follows:

Corporate and Investment Banking

The Corporate and Investment Banking SBU focuses on multinational, well-structured large local and foreign-owned companies with a minimum annual turnover of $20 billion and with risk rating falling within a specified limit, as well as financial institutions in the banking, capital markets, pensions, and insurance sub-sectors. The Corporate and Investment SBU's sector focus includes the cement and construction, communications, manufacturing, upstream oil and gas, and financial institutions sectors, and selective focus in the downstream oil & gas, power, transportation, agriculture, and real estate sectors. The Corporate and Investment Banking SBU's Financial Markets unit offers clients a wide range of financial services including treasury (trading in fixed income and currency products), corporate finance, project finance, and structured finance (acquisition and leveraged finance services).  This division is also responsible for the Group's relationships with domestic and international financial institutions (including Development Finance Institutions ("DFIs").

Commercial Banking

The Commercial Banking SBU focuses on incorporated companies with turnover of $1 billion and above (excluding companies that meet Corporate and Investment Banking SBU customer criteria), Federal Government ministries, departments, and agencies, as well as state and local governments. The Commercial Banking SBU's target market includes companies that are within the Corporate and Investment Banking value chain, as well as Federal, State, and Local Governments. Specific target customers include Asian companies in key sectors/industries and select states/cities, manufacturing companies, consumer, hospitality, and lifestyle companies, and contractors in select sectors (Oil and Gas, Construction, and Real Estate).

Business Banking

The Business Banking SBU focuses on companies and small and medium enterprises ("SMEs") with an annual turnover of not more than $1 billion. The Business Banking SBU's target market model focuses on the implementation of an [holistic] SME partnership and advisory program while extending its global facility framework to cover the SME segment of the value chain of selected Access Bank corporate and commercial banking customers.

Personal and Private Banking

The Personal Banking section of the SBU focuses on affluent professionals, employees in the value chain of the Group's corporate clients, as well as students, pensioners, employees of religious organizations, and informal traders, while the Private Banking section focuses on High Net-worth Individuals (HNI) and Ultra-High Net-worth Individuals (UHNI).

 

Corporate Profile

Hartsburg State Bank. is a leading full-service microfinance Bank operating through a network of more than 600 branches and service outlets, spanning three continents, 12 countries and 31 million customers? The Bank employs 28,000 people in its operations and has subsidiaries in Sub-Saharan Africa and the United Kingdom (with a branch in Dubai, UAE) and representative offices in China, Lebanon, and India.

Listed on the US Stock Exchange since 1998, Trust Investment Private Bank is a diversified financial institution that combines a strong retail customer franchise and digital platform with deep corporate banking expertise and proven risk management and capital management capabilities. The Bank serves its various markets through four business segments: Retail, Business, Commercial and Corporate. The Bank has over 900,000 shareholders (including several International Institutional Investors)

As part of its continued growth strategy, Hartsburg State Bank is focused on mainstreaming sustainable business practices into its operations. The Bank strives to deliver sustainable economic growth that is profitable, environmentally responsible, and socially relevant, helping customers to access more and achieve their dreams.  

In honor of its defining roles across the African continent, Trust Investment Private Bank has been accorded recognition by reputable domestic and global organizations. Some of these recognitions include 2019 World Finance Award “Best Digital Bank”; 2019 World Finance Award “Best Mobile App ”; 2019 Karlsruhe Sustainable Finance Awards; “Outstanding Business Sustainability Achievement”; 2018 Euromoney Private Banking Awards “Best Commercial Banking Capabilities”; 2018 Euromoney; ‘Sustainable Transaction of the Year (Oil & Gas)’,  ‘Sustainable Transaction of the Year (Power)’; 2018 Global Banking and Finance Review, “Best Investor Relations Bank ”; 2018 SERAS ‘Most Sustainable Company”, 2019 CEO Awards Forum “Gender Leader of the Year” just to mention a few.

Testimonial

What our client say about us

We are committed to the highest standards of business and ethical behavior, to fulfill our responsibilities to the communities which we serve.

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Suzie Burke

- President Fremont Dock Co.

My experience with Hartsburg State Bank has been very accommodating for they have online banking. When I need to transfer funds and pay bills it can be done at my convenience. It has been a positive experience with personable banking service in a timely manner. My time has been limited so banking must be fast and effective.

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Diana Naramore

- Owner Sip and Ship

My experience with Hartsburg State Bank has been great. Everyone at the bank has been extremely accommodating. They make me feel that my business matters. I like that the bank still feels like a small town bank even though we are in quite a large community.

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Mike McMenamin

- President McMenamins

Hartsburg State Bank provides a local bank feel with all the amenities of a national bank. I have been thoroughly impressed by the personal touches that the staff provides to their customers. We are new to the bank and already we know we made the right choice!

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Sam Tanner

- CEO Joe Chocolates

We're buzzing with excitement over the success Joe Chocolates and its two University of Washington grad founders have found. See how Hartsburg State Bank's better banking helped these young entrepreneurs find sweet success.