Let's find the right checking account for you
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1. - Smart Advantage Checking Account

Make your money go further with our most popular checking account, with no monthly maintenance fee. Plus, get the flexibility to bank from anywhere with our digital tools and enjoy personalized service i -branch - whenever you need it.
You’ll pay no monthly maintenance fee and there’s no minimum monthly balance.

2. - Smart Money Checking Account

Our low monthly fee checking account gives you peace of mind with no overdraft charges and no no -sufficient fund (NSF) feesfootnote
This account is certified by Bank On as a safe, low -fee choice. We’re proud to offer an affordable option that’s accessible to everyone.

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We make digital banking simple and safe

Hartsburg State Bank, is frequently updated to provide you with an enhanced mobile banking experience. While our app is completely secure and your personal information is never stored, there are precautions you can take as a safeguard, not only with your mobile banking app, but with any of your smartphone apps:

  • 1. Access your smartphone applications using a secured network, such as a password protected Wi-Fi

  • 2. Update your password regularly, use a complicated password, and use a password that is not tied to other online accounts (i.e., email, social media, other bank accounts)

  • 3. Use a passcode on your smartphone to add an extra layer of authentication Make sure your app is up-to-date and that you have the latest download

Potential interest.

Hartsburg State Bank High Yield Personal checking accounts earn interest, which means your money can grow simply by being in the account. It’s important to keep in mind the possibility that the account won’t earn interest depending on the balance.

Secure Your Money

Hartsburg State Bank Personal checking accounts are insured by the Federal Deposit Insurance Corporation (FDIC) or the National Credit Union Association (NCUA) With this insurance, up to £200,000 in your checking account is protected which means your money is safer in your checking account than under your mattress.

ATM/debit cards

This is what you’ll use to withdraw money from an ATM. With Hartsburg State Bank debit card, you can make purchases and transactions at a store or online and can withdraw money from an ATM. Typically, you’ll receive your debit card 7-14 business days after opening your account, and once activated, it’s ready to use.

Accessibility

First, it’s easy to withdraw funds in-person or at an ATM using your debit card. Or, you can access your funds for purchases by paying with your debit card or checks. You can easily transfer funds in and out of your account online. And, you can set up automatic payments through your account to auto-pay bills each month.

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Frequent question
Personal Checking Account FAQs

Turn on Round-up Rules and start saving up effortlessly. Whenever you make a purchase, Goals make it easy to save for the things you want or want to do. There’s no need for spreadsheets or extra apps to budget and track your money.

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Some requirements for opening a bank account may include:

  • 1. At least two forms of government-issued photo identification, such as a valid driver’s license or passport.

  • 2. Social security number or individual taxpayer identification number. Utility bill with current address information.

  • 3. Full contact information of the applicant, such as name, address, and phone number.

  • 4. Student checking accounts may require proof of enrollment in an eligible school such as a student ID or acceptance letter.

  • 5. If the bank has a minimum deposit requirement, you may need to provide the deposit at the time of applying.

Some requirements for opening a bank account may include:

  • 1. At least two forms of government-issued photo identification, such as a valid driver’s license or passport.

  • 2. Social security number or individual taxpayer identification number. Utility bill with current address information.

  • 3. Full contact information of the applicant, such as name, address, and phone number.

  • 4. Student checking accounts may require proof of enrollment in an eligible school such as a student ID or acceptance letter.

  • 5. If the bank has a minimum deposit requirement, you may need to provide the deposit at the time of applying.

Some requirements for opening a bank account may include:

  • 1. At least two forms of government-issued photo identification, such as a valid driver’s license or passport.

  • 2. Social security number or individual taxpayer identification number. Utility bill with current address information.

  • 3. Full contact information of the applicant, such as name, address, and phone number.

  • 4. Student checking accounts may require proof of enrollment in an eligible school such as a student ID or acceptance letter.

  • 5. If the bank has a minimum deposit requirement, you may need to provide the deposit at the time of applying.